K PLUS

K PLUS is a comprehensive digital banking platform that goes far beyond traditional financial services, designed to simplify your entire online lifestyle. Accessible to users age 12 and above, this secure app lets you open a K-eSavings account independently or explore K PLUS Lobby without requiring an existing bank account or card.

Simplify every transaction with intuitive banking features. Transfer money instantly using just a mobile number, Prompt Pay, or QR code scanning. Pay bills with ease—schedule payments in advance or set reminders so you never miss a due date. Top up services anytime, anywhere, and enjoy faster transactions by organizing your favorites on the home screen. Withdraw cash without a card at K-ATM or nearby KBank Service locations. Track your income and expenses at a glance across all accounts, and retrieve bank statements from the past 12 months delivered directly to your email.

Manage your KBank credit cards and loans completely on your own terms. Withdraw cash cardlessly from your KBank credit card or Xpress Cash card. Convert your credit card limit into cash deposits via K-Smart Cash, with flexible repayment over up to 10 months. Spread individual credit card purchases across monthly installments through K-Smart Pay. Lock or unlock your credit card instantly whenever you need added security.

Grow your wealth with confidence using integrated investment tools. Open a mutual fund account, monitor your portfolio in real time, and see your complete asset overview in one place. Wealth PLUS guides you through goal-based investment planning and automatically adjusts your portfolio to stay on track throughout your investment journey.

Earn and redeem K Point, a flexible rewards program that works for everyone—even non-cardholders. Collect points by completing missions on K PLUS, then use them to top up, pay bills, get cash rebates, or shop on K+ market. Transfer K Point to partner loyalty programs including The 1, AIS Points, Blue Point, or TruePoint.

Connect seamlessly across multiple platforms. Verify your identity, deposit, and withdraw funds at KBank Service partners nationwide. Add brand membership cards and check points anytime. Top up or pay bills effortlessly by selecting K PLUS as your payment method. Experience banking that truly adapts to your lifestyle with K PLUS.